Spring cleaning isn’t just for your home—your insurance policies need tidying too! At Payne Insurance Group, we make it easy to organize your coverage and make sure you’re not overpaying or under-protected.
Here’s your Spring Insurance Cleaning Checklist, with helpful tips along the way:
✅ Keep: Your Current Home, Auto, and Life Insurance Policies
✔️ Tip: Review your home insurance to ensure your coverage reflects recent changes like new furniture, renovations, or security upgrades.
✔️ Auto insurance? Check that your mileage and driver info is still accurate.
🗑️ Toss (Securely): Expired Policy Documents
✔️ Tip: Shred any outdated policies, expired ID cards, or canceled coverage. Only keep current, valid documents in a safe place—or go digital with password-protected files.
✅ Keep: Inventory of Your Belongings
✔️ Tip: While spring cleaning your home, take photos or videos of valuable items and store them with your policy. This makes filing a claim easier in case of damage or theft.
🗑️ Toss: Duplicate or Redundant Coverage
✔️ Tip: If you’re paying for the same service twice (like roadside assistance or appliance coverage), consolidate to save money.
✅ Keep: Scheduled Policy Reviews
✔️ Tip: Just like you schedule a deep clean each spring, schedule a yearly insurance review with Payne Insurance Group. We can help uncover discounts, bundle options, or coverage gaps.
Pro Tip: Spring cleaning your home helps reduce risk! Clearing gutters, trimming trees, and inspecting your roof can help prevent damage—and may even lower your risk for claims.
Need help reviewing your coverage or protecting your spring-cleaned space?
Contact Payne Insurance Group today or visit us online to get started.
